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To Report a Lost or Stolen ATM or Debit card during business hours, please call customer support.

Customer Support

(859) 236-4181 Main Office
(859) 236-4277 Ridgefield
(859) 792-3368 Lancaster


To Report a Lost or Stolen ATM or Debit card after business hours:

Call 1-877-849-5533


Voice Master     

24 hour Tele-banking

1-800-436-5142 


Our History

Central Kentucky Federal was formed in 1886 as a Kentucky-chartered mutual building and loan association.  In December 1960, the Bank obtained federal insurance of accounts and became member of the Federal Home Loan Bank ("FHLB") of Cincinnati.  The Bank converted to a federal mutual savings and loan association in 1969 and changed its name to Central Kentucky Federal Savings and Loan Association.  Upon its conversion to stock form in December 1994, the Bank adopted its present name.  The Bank operates through three full-service offices in Danville and Lancaster, Kentucky.

Deposit Insurance Fact Sheet